Schlagwort-Archive: assetts

Corona could bolster Wirecard, GooglePay and other cashless pay systems

Corona could bring corporations which provide cashless payment much advantages. Many people have creditcards or mastercards which they normally still don‘t use, specially the older generation pays cash. The corona pandemy could change this. People who use money are more at risk to get infected with the deadly COVID-19 virus. People who are older than 60 are susceptive to get infected with COVID 19. And retailers try to influence their customers to use cashless payment because they guard their personal that way. So many change their behavior. In Germany the payment with Girocard is more than 50% contactless as it was 35% before the pandemic.

And as many shops are closed the online-shops are flourishing. This is an advantage for all those corporations which are servicing payments like Wirecard, American Express, Mastercard or PayPal and Skrill.

Also the near field communications sector will take advantage of the pandemic situation. Companies like NXP, which is specialised in near field technology, and GooglePay or ApplePay could spearhead their contactless payment systems. Many people who don‘t use these payment systems normally change their behavior because  they are afraid of the virus. The pandemic could be a breach through the wall for those systems and bolster up the assetts.


Hochtief subdsidiary CIMIC Group signed Botswana Majwe mining joint venture

CIMIC-Group, subsidiary enterprise of Hochtief, communicates that it‘s subsidiary Thiess signed the the mining project Majwe. Thiess has an 70% interest in the 1,7 bio austr. $ joint venture with Bothakga Botswana. The project should last over 9 years. The project includes mining – services. Hochtief has an interest of 72,7% in CIMIC Group.

CIMIC Group is an highly experienced engineering-led construction, mining, services and public private partnerships leader working across the lifecycle of assets, infrastructure and resources projects.

It delivers the full spectrum of services, from feasibility, design, planning and investment; to manufacturing and construction; to operations, maintenance, upgrades and asset management; to rehabilitation and decommissioning.

And the conditions in mining sector are good and the pipeline of CIMIC Goup is full.

Profit of CIMIC Group increases by 11% to 781mio australian $, forecasting an amount between 720 and 780 mio australian $ in the last year. Revenue increased by 9%, the cashflow in operative business increased by 22%. The forecast for 2019 and 2020 is good. Woodside Energy has awarded a contract to CIMIC Group’s UGL as part of the latter’s joint venture with Cape at the Karratha gas plant in Western Australia. The contract will generate additional revenue to UGL of around $190 million and includes two further multi-year extension options. Karratha gas plant is central to Woodside’s proposed development of the Burrup Hub. The plant has a production capacity of 12,000 tonnes of domestic gas per day, with dry gas sourced from Scarborough, Browse and Pluto. The joint venture between CIMIC UGL and Cape will provide brownfields implementation services including planning and execution of work scope for mechanical, electrical and instrumentation, access, fire protection application, blasting and painting, cladding and insulation.The Karratha plant also includes five LNG processing trains, two domestic gas trains, six condensate stabilisation units and three LPG fractionation units. CIMIC UGL has provided services at Karratha since 2015.“

Income And Equality In Societies

At 1000 AD there were different, separated economic systems and societies on the continents of the world. Scientific data shows, that the average wealth of this different systems was equal, but inside the systems the wealth was highly different. Today, we would say that the average income per capita in all societies globally was between 500 US$ and 600 US$.

Between 1000 and 1820 the population of the world quadrupled with an increasing average income by 50% per capita globally. In Europe the income doubled that time.

Between 1820 and 2000 the population in Europe sextoples with an increasing income by factor 9. In difference to the previous periods the average between the continents become more and more differential.

Today we have high distinctions between the income and infrastructure between the continents. Africa is the poorest continent with very small infrastructure. Many african nations don‘t have any railroad. The average density of the roadsystem in Africa is 6,84km per 100km². 80% of afrikan ships are older than 15 years. There is no realtime stock exchange in Africa. There are countries which have no stock exchange at all, other deliver the stock prices one time a week.

The gloabal average income between 2011 and 2014 develops as follows:

Undeveloped Countries Emerging countries Developed Countries
In Togo

  • 580 $ (2014)
  • 530 $ (2013)
  • 500 $ (2012)
  • 560 $ (2011)
In China:

  • 7.380 $ (2014)
  • 6.560 $ (2013)
  • 5.740 $ (2012)
  • 4.930 $ (2011)
In Australien:

  • 64.680 $ (2014)
  • 65.520 $ (2013)
  • 59.570 $ (2012)
  • 46.200 $ (2010)
In Tschad:

  • 1.010 $ (2014)
  • 1.020 $ (2013)
  • 740 $ (2012)
  • 690 $ (2011)
In Brasil

  • 11.760 $ (2014)
  • 11.690 $ (2013)
  • 11.630 $ (2012)
  • 10.720 $ (2011)
In United States of America:

  • 55.200 $ (2014)
  • 53.670 $ (2013)
  • 50.120 $ (2012)
  • 48.450 $ (2011)
In Nigeria:

  • 2.950 $ (2014)
  • 2.760 $ (2013)
  • 1.430 $ (2012)
  • 1.200 $ (2011)
In India:

  • 1.610 $ (2014)
  • 1.570 $ (2013)
  • 1.530 $ (2012)
  • 1.410 $ (2011)
In Great Britain and North Ireland:

  • 42.690 $ (2014)
  • 39.110 $ (2013)
  • 38.250 $ (2012)
  • 37.780 $ (2011)
In Südafrika:

  • 6.800 $ (2014)
  • 7.190 $ (2013)
  • 7.610 $ (2012)
  • 6.960 $ (2011)
In Marokko

  • 3.020 $ (2014)
  • 3.030 $ (2013)
  • 2.940 $ (2012)
  • 2.970 $ (2011)
In Germany:

  • 47.640 $ (2014)
  • 46.100 $ (2013)
  • 44.010 $ (2012)
  • 43.980 $ (2011)

Don‘t forget that the IWF marked China and India as the first and second strongest economy globally by 2050, USA ranked at third place. Asia is the continent with the fastest growing economies world wide.

At 1000 AD the economic unequality is 100% between the continents, in 1820 it is 80% between the continents and 20% locally within the continents, today it is only 40% between the continents and 60% locally within the continents. So the economic distinctions between the continents decreases with the time. At the same time the inequalities arise more and more within the continents between the nations of a continent and at least between the people within a country. Trigger of this development is an approximation of the regimes and the forms of economy also the approximation of the knowledge that is available for the economy and education of the people.

Another trigger is the Smartphone. No other device has such a fast distribution around the world like the smart phone. Not only in the developed nations the smart phone is an exigency but also in any other society like rural countries. Even indios in the bush have a smart phone, independently if they have other devices like washers, television or refrigerators. But the smart phone makes for them the world available and with this new experience the education approximates. The smart phone is a device which makes people more equal and increases knowledge in the poor countries. The frames the internet and the smart phones delivers to the users is made by the companies of the rich and developed countries. So with the smart phones the values and doctrines of the developed countries will circularise into the emerging and the undeveloped countries creating demand in the mind of the people and forcing economic development and changing in politics.

So the economic upcoming of China and India will converge the asian, american and european cultures. The smart phone will make the different cultures and values available for anyone.

The western countries, which outsourced the production lines for trimming the costs of production to China in the 1990‘s, made this economic boom of China possible. UN data shows that India has 1,354 mio people and the population of China measures 1,415mio people. That is summarised 2,769 bio people means 36,28% of the global population. This is an enormously potential for the economy specially because wide parts of the population in China and India have a big demand for goods. If the western nations want to participate on this demand they have to think about, how to deal with the cultural differences, to integrate the systems. It makes no sense to separate for economic, politics or job reasons. The people of China and India will demand to participate on the technical possibilities the industrialisation will allow them. And this will be a very big market.

Zimbabwe coup: Zimbabwe assetts are falling. Could they recover soon?

In Zimbabwe military has accede to the government. President Mugabe got groundig. The government party of Zimbabwe has voted for a new chairman. Mr. Mugabe is isolated. Mr Mugabe is 94 years old. He regained Zimbabwe since 1987. The Zimbabwe Industrial Index ( INDZI ) looses 17.93%, the Zimbabwe Mining Index ( MINZI ) looses 80.39%.

Zimbabwe’s economy depends heavily on its mining and agriculture sectors. Key industries are cement, chemicals, fertilizer, clothing and footwear, foodstuffs and beverages. Following a decade of contraction, the economy grew from 2010 to 2013 more than 10% per year, then slowing down to 4% in 2014. The harvests were poor, diamond revenues slowing and because of decreasing investments. The economy of Zimbabwe depends on agricutluture sector and minerals.

Following a decade of contraction from 1998 to 2008, the economy recorded real growth of more than 10% per year in the period 2010-13, before slowing to roughly 4% in 2014 due to poor harvests, low diamond revenues, and decreased investment. Growth turned negative in 2016. Lower mineral prices, infrastructure and regulatory deficiencies, a poor investment climate, a large public and external debt burden, and extremely high government wage expenses impede the country’s economic performance.

The Zimbabwe‘s nationalbank, the Reserve Bank of Zimbabwe (RBZ), printed money to close budget gaps. In 2009 hyperinflation contains the government to reliever the national currency. Since 2009 US$ is the currency to make businesses and to buy things in Zimbabwe, because the national currency, the Zimbabwe-Dollar, is worthless.

The development of GDP in the last 3 years was -0.3% (2016 est.), 1.1% (2015 est.), 3.9% (2014 est.). Witnh a GDP of 28.33 bio US$. Microsoft reported revenue of 24.7bioUS$ in it‘s fourth quarter of 2017 ended 30th of June 2017.

72.3% (2012 est.) of the people in Zimbabwe are living under poverty line. The situation since 2012 didn‘t get better. The unemployment rate is 5.1%, Zimbabwe‘s revenues are $3.4 billion. With a public debt of 45.4% of GDP (2016 est.) Zimbabwe is not very high indebted, a Commercial bank prime lending rate of 20% (31 December 2016 est.) makes lending expensive. Median age of the country is 20.6 years. Zimbabwe has a very young population. The Zimbabwean Industry Index and Zimbabwe Mining Index are falling with high pace since military coup. It is very difficult to achieve real time charts from Zimbabwe‘s companies. If you search for Border Timbers Limited on web-site on „Top Gainors“ you will find the assett worth 1290,00$ from 23, October 2014 looks like worth of today. If you look at the data sheet from Zimbabwe Stock Exchange the company is worth 0,2 $. If you want to buy assetts you have to work very thoroughly to make the right decision.

The assetts of Zimbabwean companies are often overvalued. This is because the wealth people invest their Dollar‘s immediately in companies to serve worth of the money. There are many companies which looses much worth since the coup. If government will be stabilized it could be worth to watch the assetts of the big companies. Zimbabwe Stock Exchange gives you only data sheet from day to day trading, it has no real time charts. So you have to inform yourself at company web-sites and companies itself and work very carefully. An investment in MINZI or INDZI Index could be advantageous.

The young population could be an advantage for the new government if it wants to superinduce innovations.

Apple deletes AMS out of the supply chain of it’s I Phones and Apple watches

Until now AMS delivered the NFC booster (Near-Field-Communication) for Apple I Phones and 12 mio Apple watches. The NFC is high tech with future potential, which is used for paying bills by Apple Pay. If you want to pay a bill, you have to move the I Phone or the Apple watch over a terminal which trigger the payment. UBS say, that AMS made 0,04 SFr per device and estimates that AMS delivered NFC boosters for 222 mio I Phones and 12 mio Apple watches. In an estimation Natixis say, that AMS wanted to make a third of it’s revenue with NFC boosters. Apple gave the new order to the Netherland Company NXP, which delivers the antenna for the Apple devices. NXP increases the efficiency of it’s antenna. With it’s new concept NXP could convince Apple. AMS which developed a similiar concept with STMicroelectronics lost the race and it’s orders.